Melanin Credit Repair & Tax Services is the done for you credit repair service that handles your credit repair from start to finish. With our help, you can see credit score recovery gains of as much as 100 points in as little as 35 days.
Not everyone’s credit history is the same. And not every credit repair method is going to be effective for everyone. That’s why we offer personalized dispute options that fit your needs, personal case advisors, and free credit consultations and recommendations on your call.
We handle everything from A to Z. We dig deep to analyze your unique credit history. We send custom dispute letters to creditors on your behalf. And you get to track your case status and see up-to-date information 24 hours a day, 7 days a week with our online portal.
Credit repair education and correction, when executed correctly, is entirely legal and especially effective. That’s why our repair specialists use the full extent of the law to help get your credit score back into good shape and help you start living with more financial freedom.
We don’t trap our clients into long binding contracts. And we don’t trick them into paying hidden fees buried in the small print. We offer reasonable fees, complete transparency, and a 100% Money Back Guarantee because we know what we do works.
Our Tax Services include preparation for individuals, sole proprietors, LLCs, corporations & partnerships. You can access our intake form here.
We also offer Notarial Services for various documents requiring notarization. We notarize power of attorneys, divorce decrees, court documents, transcripts, medical documents and automobile documents. Use our service form to get started today.
Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much. Running your credit consistently can be interpreted as an attempt to substantially expand available credit and create yourself as a higher risk to potential lenders.
Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.
Collections happen whenever an account is seriously past due. The original creditor decides to sell it to a debt collection agency causing it to drastically change your scores. It is heavily suggested to not pay collections while still present on your credit report as it will decrease your scores.
